Résultats de recherche

Documents de l'employeur Employer Documents The following documents pertain to all parts of the contribution remittance process. If there is a document you need that is not listed, please contact the Benefit Office. Collective Bargaining Agreement (CBA) ​ Collection Policy ​ ​ Current Wage & Benefit Schedule - Eff. 7/16/23 Recently Expired Wage & Benefit Schedule - Eff. 7/21/22 Employer Electronic Remittance Guide ​ Envois à cotisations définies Listed below are mailings that have been sent to all contributing employers. 104(d) Notice for PYE 12/31/22

About Us Benefit Services was established in 2018 to provide professional, caring and dedicated administration of health care and retirement benefits to the members and their dependents of United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 and to provide remittance support to the contributing employers of Mechanical Contractors Association of South Florida. ​ The Offices of Benefit Services are located at 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. The Funds. The Employee Benefit Trust Funds are administered and maintained by a Board of Trustees, which consist of equal number of labor appointed and management appointed Trustees. Each Employee Benefit Trust Fund is administered through the terms and provisions of their respected Plan Document and Trust Agreement. PENSION FUND The Pension benefits are provided by the MCASF Local 725 Pension Trust Fund. HEALTH FUND The Health Care benefits are provided by the MCASF local 725 Health & Welfare Trust Fund. DEFINED CONTRIBUTION FUND The Defined Contribution benefits are provided by the MCASF Local 725 Defined Contribution Retirement Trust Fund EMPLOYER REMITTANCE Employer remittance support is provided by the MCASF Local 725 Service Corporation The Board of Trustees. Dedication. Expertise. Passion. Co-Chairman Kenneth E. Scott, Jr. Business Manager/FST UA Local Union 725 Co-Chairman Ed Llosent CEO Airtech Air Conditioning Labor Trustee Thomas A. Flavell Business Agent UA Local Union 725 Employer Trustee Julie C. Dietrich Executive Vice President Mechanical Contractors Association of South FL Labor Trustee Ralph Castro Journeyman South Florida Trane Employer Trustee Carlos I. Borja President Weathertrol Maintenance Corp. Labor Trustee Robert T. Heslekrants General Foreman Nagelbush Mechanical Employer Trustee Chris Figueras President Evo Air The Benefit Office Professional. Caring. Dedicated. Jeffrey Allen Administrator Lianet Prieto Director of Operations Joshua Allen Plan Associate - Healthcare Open Plan Associate - Retirement Roberto Mattei Plan Associate - Accounting

VOS PRESTATIONS DE PENSION Le conseil d'administration de la Caisse fiduciaire de pension MCASFLocal 725 est heureux de vous accueillir sur le site Web de la pension. Sur ce site Web, vous aurez désormais accès 24 heures sur 24, 7 jours sur 7 aux formulaires les plus fréquemment demandés, aux liens utiles mis en évidence et aux questions fréquemment posées concernant les informations relatives à vos prestations. About The Pension Fund The MCASF Local 725 Pension Trust Fund is a defined benefit pension plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Pension Plan. ​ You should file a Pension Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. MCASF Local 725 Pension Fund Annual Funding Notice IRS regulations require that the Annual Funding Notice be provided to members every year. The Annual Funding Notice reflects the Pension Plan's funded status as of the beginning of the 2023 Plan Year (January 1, 2023). Read AFN Here Avez-vous un nouveau compte bancaire ? Si vous recevez une prestation de retraite mensuelle et que vous avez récemment changé de compte bancaire, vous devez mettre à jour vos informations de dépôt direct auprès du bureau de la caisse pour vous assurer que votre prochain chèque de pension sera déposé correctement. Vous pouvez mettre à jour vos informations directement dans votre portail des participants ou vous pouvez télécharger le formulaire et l'envoyer par courrier au bureau de la Caisse. TÉLÉCHARGER POUR PLUS D'INFORMATIONS En ce qui concerne vos prestations de retraite, votre admissibilité et la valeur accumulée, veuillez contacter le Bureau des prestations au (754) 777-7735 SUR LE BOUT DE VOS DOIGTS.... Vous pouvez trouver des questions fréquemment posées concernant la caisse de retraite et des documents populaires tels qu'une demande, un formulaire de dépôt direct et plus encore. Cliquez sur les liens ci-dessous! FAQ Des documents Federal Tax W-4P Form IRS - Required Changes to Form W-4P in 2023 Learn More Helpful Pension Links Helpful Pension Links Your Link to AARP Your Link to Social Security Administration Your Link to the IRS Your Link to Veterans Affairs Your Link to the PBGC Portail des participants VOS RENSEIGNEMENTS PERSONNELS SUR LA PENSION Vous pouvez désormais consulter vos informations personnelles sur les prestations de retraite, en toute sécurité et facilement, 24 heures sur 24, 7 jours sur 7. Directement depuis votre ordinateur ou même votre téléphone. En plus des informations sur la pension, vous pouvez également consulter vos prestations de santé et à cotisations définies, ainsi que les heures de travail et les informations sur les personnes à charge. Cliquez pour le portail>

Documents de soins de santé Formulaires de soins de santé Vous trouverez ci-dessous tous les formulaires du plan. Vous pouvez les télécharger et les remplir. Enrollment Forms Standard Forms Liste de vérification des documents d'inscription Inscription et formulaire d'informations vitales Formulaire d'inscription et d'informations vitales (à remplir) Formulaire de décharge HIPAA Formulaire de libération HIPAA (à remplir) Formulaire de vérification du changement d'adresse Formulaire de vérification du changement d'adresse (à remplir) Perte de temps - Demande de prestation d'invalidité Formulaire supplémentaire de choix d'auto-paiement Formulaire de choix de la prestation de subvention aux retraités Formulaire de bénéficiaire Address Change Verification Form Address Change Verification Form (Fillable) ​ Address Change Verification Form (Spanish) ​ ​ Beneficiary Form Beneficiary Form (Fillable) Beneficiary Form (Spanish) 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Annual Family Statements 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Health Plan Documents Les documents suivants concernent toutes les parties du plan. Si vous avez besoin d'un document qui ne figure pas dans la liste, veuillez contacter le bureau des prestations. Description sommaire du plan avec sommaire des modifications importantes ​ Résumé des prestations et de la couverture pour 2021 ​​ Perte de temps - Dispositions relatives aux prestations d'invalidité ​​ Règlement sur les subventions aux retraités ​​ Règles d'auto-paiement supplémentaires ​​ Avis HIPAA sur les pratiques de confidentialité Divulgation de la Loi sur les nouveau-nés Santé des femmes et droits contre le cancer Programme d'assurance-maladie pour enfants ​ Primes COBRA pour 2021 Primes d'auto-paiement supplémentaires pour 2021 ​ ​ Résumé précédent des garanties et documents de couverture Sommaire des prestations et des couvertures pour 2020 Sommaire des prestations et des couvertures pour 2019 Health Care Mailings Rapport annuel sommaire pour le 31/12/19 Rapport annuel sommaire pour le 31/12/18 Avis de l'hôpital Memorial ​​ Déclaration familiale annuelle BlueOptions Vous trouverez ci-dessous les services et produits proposés par notre fournisseur de réseau médical, Florida Blue. Options libre-service Florida Blue Centres médicaux Sanitas Chat mySanitas Centres des participants Florida Blue Application mobile Florida Blue Où dois-je aller pour les soins? Lignes directrices sur les soins préventifs Savoir avant de partir Mieux vous avancez Lettre de l'hôpital Memorial aux membres Medical Website Listed below are services and products offered through our pharmacy benefit manager, Sav-Rx. Welcome Letter Brochure Dental Listed below are services and products offered through our dental network provider, Florida Combined Life, a Florida Blue company. Your Dental Network Navigating the Dental Provider Network The Importance of Seeing your Dentist Have questions about your dental coverage Oral health for overall health ​ ​ Benefit Summary ~ 8/1/21 - 12/31/21 Benefit Summary ~ 1/1/22 - 12/31/22 Dental Website Listed below is information on the Member Assistance Program offered through our provider, Ulliance Life Advisor Member Assistance Program. Member Assistance Program Summary How to login into the Life Advisor portal Legal & Financial Assistance

VOS PRESTATIONS DE RETRAITE À CONTRIBUTION DÉFINIE Le conseil d'administration de la Caisse de retraite à cotisations déterminées de la section locale 725 du MCASF est heureux de vous accueillir sur le site Web à cotisations déterminées. Sur ce site Web, vous aurez désormais accès 24 heures sur 24, 7 jours sur 7 aux formulaires les plus fréquemment demandés, aux liens utiles mis en évidence et aux questions fréquemment posées concernant les informations relatives à vos prestations. About the Defined Contribution Fund The MCASF Local 725 Defined Contribution Retirement Fund is a defined contribution retirement plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently was amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Defined Contribution Retirement Plan. ​ You should file an Retirement Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. DC Fund Preliminary Investment Results 3.3% YTD a s o f Mar . 31, 2024 Relevés CD Vos relevés de compte de participant 2021 pour le fonds de retraite à cotisations déterminées sont en production pour l'envoi. ​ Vous n'avez pas à attendre le courrier, vous pouvez obtenir votre solde 2021 dès maintenant ! Connectez-vous à votre portail pour voir.... Période électorale Du 1er octobre au 30 novembre Mark your calendar to do the 2025 Election to increase your retirement benefit 2022 Summary Annual Report The Summary Annual Report (SAR) provides members with importan t information regarding the Plan. The SAR is required by law to be provided to members by November 15th of each following year. 2022 SAR Summary Plan Description The Board of Trustees are pleased to provided you with the Summary Plan Description, Effective July 1, 2021 ​ This SPD provides the most up to date summary of plan provisions and rules. Get Your SPD More Information On the Defined Contribution Retirement Plan, Contact the Benefit Office @ (754) 777-7735 or Click on the Frequently Asked Questions or Documents pages for additional information or forms. Participant Portal You can review your personal information, 24 hours a day, 7 days a week. Check your account balance(s), hours worked, contributions received on your behalf, you beneficiary and more. You can do address changes directly in the portal as well as upload personal documents securely. Useful Links AARP Internal Revenue Service Medicare Social Security Administration Veteran's Affairs

FAQs This page contains Frequently Asked Questions regarding Employer Services. Should you have a question or concern regarding services for employers, you should contact Benefit Services at 754-777-7735 or info@725benefits.org Employer Services Frequently Asked Questions Q. Can I remit my contribution reports weekly? A. Yes, you can elect to remit your reports weekly. Please be advise that your reports are due within 10 working days from the weekly payroll period. ​ Q. Can I remit my contribution reports monthly? A. Yes, you can remit your reports monthly. Please be advised that your reports are due within 10 working days from the last day of the month. ​ Q. I have a small company and I report weekly, can I report two pay periods on one report? A. No, if you report two payroll periods on one report, the first week of that report will be deemed late as it will be received after 10 working days following the end of that payroll period. ​ Q. If I am late with my remittance report and payment, is there a penalty? A. Yes, if your report and payment is received after 10 working days after the weekly payroll period end or month end period, a late fee will be assessed. Refer to the Collection Policy on the Documents link. ​ Q. What is the late remittance penalty? A. The following provisions apply to the assessment and payment of the late payment assessment: 1) If you have not been late more than two times in a twelve month period, the fee shall be 10% of the contributions total amount due. 2) If you have been late three times in a twelve month period, the fee shall be 15% of the contributions total amount due. 3) If you have been late more than three times in a twelve month period, the fee shall be 20% of the contributions total amount due. ​ Q. Am I required to have a bond? A. Yes, all employers are required to submit a bond. $1,800.00 per employee if you report weekly or $4,000.00 per employee if you report monthly. The Benefit Office will provide you with your requirement bond amount, which is reviewed every 6 months. If there is no change in your required amount, you must submit your "Continuation Certificate" each year. ​ Q. Can I remit my reports through the mail? A. No, all contractors must submit their remittance reports online through the employer portal. Please contact the Benefit Office for assistance with logging into the portal. ​ Q. Can I make my payment electronically? A. Yes, you can submit your payment via ACH or Wire transfer. If you need to send a check, please contact the Benefit Office for assistance. ​ Q. How do I know if my employee elected to contribute to the DC Fund? A. The Benefit Office sends each contractor a list of their Local 725 members who elected to contribute to the DC Fund. The election period is October 1st through November 30th each year for the following year and the list is mailed to you before the end of December so you can program the member's payroll deduction accordingly. You may get a new employee during the year and that employee's referral will list his/her DC elective. Also, the employee is responsible to inform his new employer of his/her election and you can also contact the Benefit Office to obtain that information. ​ Q. I have an employee who elected to contribute to the DC Fund, is there any penalty if my remittance report is late? A. The Department of Labor requires that employee 401(k) elective deferral contributions must be deposited into the Plan in a timely fashion. The CBA dictates that elective deferral contributions are considered timely if they are received at the Benefit Office within 10 working days following the end of the payroll period and that failure to timely deposit employee elective deferral contributions results in a prohibited transaction under Section 4975 and Form 5530 (Return of Excise Taxes Related to Employee Benefit Plans) must be filed by the employer responsible to deposit those elective deferral contributions timely. ​ Q. I'm an Owner-Operator, is there an hourly requirement that I must remit? A. Yes, you must submit the actual number of hours worked, however, you must remit minimum of 40 hours a week, 52 weeks a year. If you are remitting monthly reports, you would remit your contributions on a minimum of 173.33 hours per month. ​ Q. For an Owner-Operator, am I required to remit on a certain number of bargained employees? A. Yes, you must remit on at least one apprentice or one journeyman in addition to yourself. ​ Q. When is the next wage & benefit rate increase? A. The Wage & Benefit rate increases generally occur on July 16th of each year. ​ Q. If I am on a Participation Agreement with the Health Fund, am I required to provided coverage to all my non-bargained staff? A. Yes, all non-bargained employees must be given coverage for any employer utilizing a Participation Agreement. ​ Q. On the remittance form, there is a reporting fee...what is this? A. An employer shall pay the Service Corporation a processing fee per weekly or monthly reporting period determined by the Service Corporation, which fee shall be added to contribution reports & payments as noted in "Article XI: Fringe Benefits, section 11.01, paragraph F. Contribution Reporting Fee" in the CBA. The current processing fee is $6.00 per reporting period, this fee was previously invoiced separately quarterly to employer, beginning with the 7/19/19 wage & benefit schedule, this fee has been added directly to the remittance form. ​ Q. I received a letter indicating my company has been selected for an audit, what does this mean? A. The Trustees of the Service Corporation in conjunction with the Employee Benefit Trust Funds has established a Collection Policy to ensure the effective and efficient collection of contributions from employers. To monitor and ensure proper compliance with the CBA, the Funds have established a payroll (shop) audit program. This program allows an independent auditor to inspect/examine pertinent business records to ensure compliance. The program has randomly selects contributing employers monthly to examine their records once every three years. The current independent auditor is Novak Francella, LLC, who conducts the audits either electronic submission or in person. ​ Q. What records to I have to provide for a payroll (shop) audit? A. The pertinent business records that the independent auditor (Novak Francella) include but not limited to: ​ * Payroll books and records, including weekly payroll records; * IRS forms 941; * IRS forms 1099; * IRS forms 940; * Daily time sheet records; * General Ledger and cash disbursement records; * Florida tax form UTC-6; * Any other records or documents that are deemed necessary to complete the audit. ​ Q. Do I have to comply with a payroll (shop) audit? A. Yes, any employer that fails to cooperate in any examination authorized by the Funds shall be responsible for all of the costs and attorney fees incurred in compelling the employer's compliance. ​ Q. What if the audit shows an underpayment? A. If the examination of your books and records reveals that an amount is due, then in addition to all other assessments due to such underpayment, the employer shall pay the cost to have performed the audit and any attorney or collection fees incurred.

EMPLOYER SERVICES MCASF Local 725 Service Corporation is pleased to welcome you to the Employer website. Within this website, you will have access 24 hours a day, 7 days a week to commonly requested forms, electronic remittance portal, and frequently asked questions regarding the remittance procedures and policies. About Employer Services The MCASF Local 725 Service Corporation provides the contributing employers of the Mechanical Contractors Association of South Fl. with an electronic repositories for their required fringe contributions as defined in the current Collective Bargaining Agreement between the MCASF and UA Local 725. Portail des employeurs FACILE .... SÉCURISÉ ... RAPIDE Le portail de versement en ligne des employeurs est maintenant en ligne! Vous pouvez verser vos contributions hebdomadaires ou mensuelles par voie électronique et vous pouvez soumettre votre paiement via le portail. Entrez dans le portail> Manuel d'utilisation du portail> Vidéo sur l'utilisation du portail Audits de la paie (boutique) Le Fonds a recommencé à examiner activement les registres de paie pour assurer la conformité avec l'ABC et la politique de recouvrement pour une collecte efficiente et efficace des contributions requises. Consultez la FAQ pour plus d'informations. Politique de collecte FAQ Member Assistance Progam Not Just for Your Local 725 Employee Members Pour plus d'informations Nous sommes ici pour aider! Pour des questions supplémentaires, vous pouvez contacter le Bureau des prestations au (754) 777-7735 ou vous pouvez cliquer sur la section Foire aux questions. Pour les formulaires, documents, politiques et manuels, vous pouvez cliquer sur la section Documents. FAQ Des documents Helpful Industry Links MCASF Association des entrepreneurs en mécanique du sud de la Floride Vérifiez-les> Local 725 Association unie Local 725 Tuyauteries de climatisation et de réfrigération Vérifiez-les> ARPEC Comité mixte d'apprentissage et de formation de la section locale 725 de l'ACRA Climatisation, réfrigération et tuyauterie Centre d'éducation Vérifiez-les> Association unie United Association Plombiers, tuyauteurs, installateurs de gicleurs, monteurs de vapeur, techniciens de service Vérifiez-les> MCAA Association des entrepreneurs mécaniques d'Amérique Vérifiez-les> MSCA Entrepreneurs de services mécaniques d'Amérique Vérifiez-les>

Vos prestations de soins de santé Le conseil d'administration du MCASF Local 725 Health & Welfare Trust Fund est heureux de vous accueillir sur le site Web des soins de santé. Dans ce site Web, vous aurez désormais accès 24 heures sur 24, 7 jours sur 7 aux formulaires les plus fréquemment demandés, aux liens utiles mis en évidence et aux questions fréquemment posées concernant les informations relatives à vos prestations. About the Health Fund The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan. ​ Upcoming Changes to the Health Plan Effective May 1, 2024 As you know the Board of Trustes carefully & routinely reviews the Plan benefits, eligibility and vendors to assure that the best affordable benefits are provided. As a result of this review the following 2 changes are being implemented as noted on the next slides. LEARN MORE Member Assistance Program Is Now Available! Learn More Read SMM #1 MCASF Local 725 Health & Welfare Fund Summary of Material Modifications #1 ~ Cellular & Gene Therapy Exclusion, Effective January 2, 2024 ​ #2 ~ Calendar Year Maximum Out of Pocket Expense Change, Effective January 1, 2024 as required by Section 104(b) of ERISA READ SMM #2 HEALTHY ADDITION PRENATAL PROGRAM Florida Blue has found some great ways to help give you and your baby the best care available, even before they are born. Learn More Bénéfices médicaux Votre réseau de prestations médicales est fourni par Florida Blue, pour localiser un médecin de soins primaires participant au réseau Blue Choice, veuillez appeler le 1-800-664-5295 ou visiter leur site Web à www.floridablue.com Bleu Floride A Better You Information & webinars for a healthier you... Click Here To Learn More La gestion du poids facilitée ! Votre couverture pendant cette pandémie Vous vous demandez comment l'admissibilité est calculée, surtout maintenant en ces temps incertains? Vous devez travailler 100 heures par mois pour continuer à bénéficier de la couverture de la Caisse maladie. Donc, pour continuer à bénéficier de la couverture en avril, vous devez avoir travaillé 100 heures en février. Si c'est le cas, vous bénéficiez d'une couverture en avril. Si vous ne l'avez pas fait, vous pourrez peut-être continuer à bénéficier de la couverture. Toutes les heures travaillées plus de 100 heures par mois sont placées dans une banque d'heures (maximum de 1000 heures). Ces heures peuvent être utilisées pour compenser toute pénurie d'heures nécessaires pour continuer la couverture. Exemple ... Vous avez travaillé 80 heures en février, ce n'est pas suffisant pour une couverture continue mais vous avez 40 heures dans votre banque. Vous pouvez utiliser 20 de ces 40 heures, ce qui vous donne un total de 100 heures (80 + 20) suffisant pour continuer la couverture. Si vous n'êtes pas sûr du nombre d'heures travaillées ou du nombre d'heures passées dans votre banque, vous pouvez cliquer sur l'icône du portail des participants en haut de cette page. Et vous pouvez vous connecter et consulter vos informations personnelles sur les avantages. N'importe quand, n'importe où ... Facile et sécurisé! Vous pouvez également contacter le Bureau des prestations au (754) 777-7735 pour obtenir de l'aide sur votre admissibilité. Application Lire la suite Feeling sluggish or down lately? it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started. Healthy Words of Wisdom Making Food Fun Again Quick healthy lunch & snack Eating healthy does not have to be expensive or time consuming. Learn the tricks to help you make a healthy meal and snack in just a few minutes. Go to Beat stress with these super foods While stressors are inevitable, you can mitigate their impact on your physical and emotional health by eating these mood boosting nutrients Go to Flush your stress with water Did you know even mild dehydration can impact your stress level? Learn how to increase your daily water intake and start feeling more relaxed today Go to Bleu de Floride Blog bleu de Floride Lire la suite Centres bleus de Floride Lire la suite Centres bleus de Floride Lire la suite Blog bleu de Floride Miami the Falls Hialeah Fort Lauderdale / Sunrise Boynton Beach / Palm Beach Port St. Lucie Ulliance Promotional No Gym, No Problem: Home Workout Essentials Discover the ease and effectiveness of home workouts with our webinar, "No gym, No problem: Home Workout Essentials". Learnt to utilize minimal equipment, set achievable goals and harness the power of strength training and technology for a healthier lifestyle. Learn More & Register Here Another way to save money Learn More With GoodRx you may save on your prescriptions You may be able to save money on your prescription with GoodRX has they may be able to find you a lower price than your insurance co-payment but please be aware that scripts filled utilizing GoodRX do not go toward your out-of-pocket maximums. CLIQUEZ ICI POUR COMMENCER Accessible via les appareils mobiles ​ ​ Vous pouvez également utiliser notre fonction Text-to-Mobile en créant un nouveau SMS* sur votre smartphone. Tapez 258311 dans le champ "À" ou "Destinataires", puis tapez BLEU 1024 dans le champ "Message" et appuyez sur envoyer. (assurez-vous de laisser un espace entre le mot BLEU et le nombre) Vous recevrez alors une réponse par SMS avec un lien sur lequel vous pourrez cliquer pour ouvrir votre kit pédagogique numérique. *Les tarifs standard de messagerie texte s'appliquent en fonction de votre forfait et de votre opérateur. Pour une expérience de visualisation optimale, utilisez Internet Explorer 10 ou plus récent, Chrome, Firefox, Safari ou Edge. Florida Blue est un licencié indépendant de la Blue Cross and Blue Shield Association Copyright 2021 Florida Blue; Tous les droits sont réservés L'importance de consulter son dentiste Apprendre encore plus Apprendre encore plus Map Your Personal Path To Health Welcome to Better You Strides, an online wellness program that uses your needs, goals and interest to build your custom-made plan to better health. Brought To You By: Better You Strides crée pour vous un parcours de santé personnel - un plan sur mesure avec des actions recommandées pour atteindre vos objectifs de santé. Les activités couvrent une alimentation saine, des conseils pour bouger davantage et des moyens de se sentir plus heureux. Take Charge of Your Health! Prêt à commencer à vous améliorer et à être en meilleure santé ? Complétez votreBetter You Strides Évaluation de la santé personnelle (PHA) et recevez un plan de santé et de bien-être personnalisé qui prépare le terrain pour votre parcours de bien-être. Apprendre encore plus Protégez-vous pendant la saison de la grippe En savoir plus sur la prévention de la grippe Más información sobre cómo evitar la gripe Puis-je attraper la grippe à cause du vaccin antigrippal? Je suis jeune, en bonne santé et je n'ai jamais eu la grippe. Ai-je vraiment besoin d'un vaccin contre la grippe? Comment savoir si j'ai un rhume ou la grippe ? Helpful Healthcare Links Florida Blue Your Link to Florida Blue Florida Blue Dental Your link to Florida Blue Dental Sav-Rx Prescription Service Your Link to Sav-Rx Prescription Services Medicare Your Link to Medicare CDC Your link to the Center for Disease Control Florida Dept. of Health Your link to the Florida Department of Health Health & Human Services Your link to the Department of Health & Human Services Ulliance Your link to Ulliance Life Advisor Member Assistance Suicide & Crisis Lifeline Your link to the National Suicide & Crisis Lifeline Pour plus d'informations Nous sommes ici pour aider! Si vous avez des questions concernant vos prestations de santé ou votre admissibilité, appelez-nous au (754) 777-7735 Your health matters. Don't miss this important screening reminder. Getting your Pap smear may help save your life. You may be due for an important routine screening. Completing your routine Pap smear at least every 3 years (or HPV test every 3 years) is one of the best things you can do to help prevent cervical cancer. ​ Also, regular screenings allow you to detect abnormalities early and reduce your chances of developing cervical cancer. ​ Call your primary care doctor or OB-GYN today to schedule your Pap smear or HPV test. ​ Find answers about cervical cancer and screening options, visit www.floridablue.com/answers/managing-your-health/cervical-cancer-screening . PAIEMENTS COBRA A RE VOUS ACTUELLEMENT SUR COBRA COUVERTURE CONTINUE? Vous pouvez désormais effectuer votre paiement mensuel de prime en ligne avec votre compte PayPal Fonds de santé local 725 du MCASF ACCEPTE MAINTENANT COBRA & AUTO-PAIEMENTS VIA PayPal Remettez votre prime mensuelle en cliquant sur le bouton ci-dessous. Transparence dans la couverture Conformité de votre caisse d'assurance-maladie avec le CCA et la loi sans surprises et la transparence de la couverture. ​ Les règles finales sur la transparence de la couverture exigent que les régimes de santé collectifs sans droits acquis tels que le nôtre divulguent sur un site Web public des informations concernant : Tarifs négociés dans le réseau pour les articles et services couverts Montant autorisé hors réseau et frais facturés pour les articles et services couverts À compter du 1er juillet 2022, ces fichiers lisibles par machine (MRF) doivent être rendus "publiquement disponibles et accessibles à toute personne gratuitement et sans conditions, telles que l'établissement d'un compte d'utilisateur, d'un mot de passe ou d'autres informations d'identification ou PII pour accéder au fichier » et doit être mis à jour mensuellement. (Ces fichiers sont extrêmement volumineux et le téléchargement pour un individu sera affecté par votre matériel, votre navigateur et votre vitesse Internet)​ Vous pouvez accéder à ces fichiers et documents lisibles en cliquant ci-dessous : Transparency Website

Bienvenue aux fonds de prestations de la section locale 725 du MCASF Sur ce site Web, vous aurez désormais accès 24 heures sur 24, 7 jours sur 7 aux formulaires les plus demandés, aux liens utiles mis en évidence, aux questions fréquemment posées concernant les avantages et à un accès sécurisé à vos informations personnelles sur les avantages. ​ Des informations précieuses, à un clic! Upcoming Changes to the Health Plan Effective May 1, 2024 As you know the Board of Trustes carefully & routinely reviews the Plan benefits, eligibility and vendors to assure that the best affordable benefits are provided. As a result of this review the following 2 changes are being implemented as noted on the next slides. LEARN MORE May is Mental Health Awareness Month Check out these items on assisting with your mental health from our Life Advisor Employee Assistance Program partner ULLIANCE. 01 >>> A New Approach to Men's Mental Health Historically, discussions on men's mental health overlooked their unique challenges, including societal norms and biological factors. By fostering open dialogue, education and support, we can enhance men's well-being. 03 >>> From Stress to Serenity 02 >>> Women's Mental Health In a world where we are more "connected" than any generation before, women continue to be more overwhelmed, have higher levels of stress. 04 >>> Balancing Act: The Art of Juggling Life Connecting with nature offers an opportunity to enjoy life's simple pleasures & significantly improve our mental wellness at the same time. Juggling various roles is like walking a tightrope; some tasks are delicate as a glass slipper - one misstep and they shatter, while others are flexible like rubber bands - they just bounce back! >>> May is Mental Health Awareness Month Mental Health Awareness Month has been recognized in the U.S. since 1949. Learn more about how to connect with your Life Advisor EAP for assistance. Member Assistance Program Is Now Available! Learn More A Better You Information & webinars for a healthier you... Click Here To Learn More DC Fund Preliminary Investment Results 3.3% YTD as o f Mar . 31, 2024 Stay Informed About Your Benefits..... With text messages from us! Sign Up today so you don't miss out on important information. S'inscrire! Blog bleu de Floride Lire la suite Centres bleus de Floride Lire la suite Centres bleus de Floride Lire la suite Blog bleu de Floride Miami the Falls Hialeah Fort Lauderdale / Sunrise Boynton Beach / Palm Beach Port St. Lucie MCASF Local 725 Pension Fund Annual Funding Notice IRS regulations require that the Annual Funding Notice be provided to members every year. The Annual Funding Notice reflects the Pension Plan's funded status as of the beginning of the 2023 Plan Year (January 1, 2023). Read AFN Here Participant Portal Do more online..... Did you know you can change your address directly on the portal or you can update your beneficiaries. ​ You can complete your enrollment form directly on the portal. Form is pre-populated with your information currently on file so it's easy to update, just a few clicks and you are done. ​ If you are a pensioner, you can change your bank information on your direct deposit. ​ If you need to send us important personal documents such as a birth certificate for a new born or a marriage certificate for your new spouse, you can now upload those documents securely through the participant portal. Login Here Recevez les dernières nouvelles dans votre boîte de réception INSCRIVEZ-VOUS AUJOURD'HUI! Abonnez-vous à notre newsletter • Ne manquez rien ! E-mail Rejoindre Merci pour votre subscription! Recevez les dernières nouvelles dans votre boîte de réception INSCRIVEZ-VOUS AUJOURD'HUI!

Documents de pension Formulaires de pension Vous trouverez ci-dessous tous les formulaires du plan. Vous pouvez les télécharger et les remplir. Standard Forms Formulaire de retenue d'impôt fédéral (W-4P) Formulaire de retenue d'impôt fédéral (W-4P) - à remplir Formulaire de dépôt direct Formulaire de dépôt direct - à remplir Formulaire de choix des bénéficiaires Formulaire de choix du bénéficiaire - à remplir Formulaire de vérification du changement d'adresse Formulaire de vérification du changement d'adresse - à remplir Demande de prestations de retraite Demande de prestations de retraite - remplissable (Vous devrez contacter le Bureau des prestations pour votre options de prestations et valeurs) Demande de prestations pour conjoint survivant Demande de prestations de conjoint survivant - à remplir Demande de prestations pour un autre bénéficiaire Demande de prestations de bénéficiaire suppléant - Remplissable Applications ​​ Application for Retirement Benefits for a Married Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your application)​ ​ Application for Retirement Benefits for a Single Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your appl ication) ​ Surviving Spouse Application for Benefits ​ ​ Alternate Payee Application for Benefits (QDRO) ​ Annual Verification Forms ​​ Pension Verification Forms for Retired Members Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable ​ ​ Pension Verification Forms for Surviving Spouses & Beneficiaries Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable Pension Plan Documents The following documents pertain to all parts of the plan. If there is a document that you need that is not listed, please contact the Benefit Office. Document sur le régime de la caisse de retraite en fiducie de la section locale 725 Avis annuel de financement Année du régime 2019 Avis annuel de financement Année du régime 2018 Avis annuel de financement Année du régime 2017 Envois de retraite - Avis Les documents suivants concernent les envois postaux ou les avis fournis à tous les participants au régime. Si vous avez besoin d'un courrier ou d'un avis qui ne figure pas dans la liste, veuillez contacter le bureau des prestations. Avis de financement annuel Année du plan 2021 ​ Avis de financement annuel Année du plan 2020 Avis de financement annuel Année du plan 2019 Avis de financement annuel Année du plan 2018 Avis de financement annuel Année du plan 2017 IRS - Required Changes to Form W-4P in 2023

FAQs This page contains Frequently Asked Questions regarding the Defined Contribution Retirement Fund. Should you have a question or concern regarding your defined contribution retirement benefit contact the Benefit Office at 754-777-7735 or info@725benefits.org Defined Contribution Retirement Fund Frequently Asked Questions Q. When do I become vested? A. You become 100% vested in your Employer account when you obtain 2 full vesting credits. You are 100% vested in your Elective account immediately. ​ Q. Do I need to do anything to enroll in the Plan? A. No, you become a Participant automatically after you work one (1) hour in covered employment. ​ Q. What is the Plan Year? A. The Plan Year is January 1st through December 31st. ​ Q. When can I start Participating in the Plan? A. You must work at least one (1) hour in covered employment within a Plan Year. ​ Q. Who is eligible to become a Participant in the Plan? A. You are eligible to participate in the Plan if you work for an employer that is required to make contributions to the Defined Contribution Retirement Plan for the work you perform. For most Participants, this means working in a position covered by a collective bargaining agreement between the employer and the union. If you are an owner/operator, you can participate provided you contribute 40 hours per month. ​ Q. How do I apply for a benefit? A. The first step is to request an application from the Benefit Office. The application is also available on the website for your convenience. The application form will come with instructions and information about the type of documentations you will need to include with your completed application. ​ Q. What if I get divorced? A. If you get divorced, please contact the Benefit Office to update your records. If you wish to change your beneficiary designation, the Fund Office can provide you the proper form. Please note: Your former spouse may have rights to all or part of your benefit even if you designate a new beneficiary. A court may issue a Qualified Domestic Relations Order (QDRO) in connection with your divorce requiring the Defined Contribution Retirement Plan to pay part or all of your Defined Contribution Retirement Plan benefit to your former spouse for reasons such as spousal or child support or division of marital property. Please contact the Benefit Office for further information regarding QDRO requirements. ​ Q. What happens if my spouse remarries after I die? Will he/she lose the benefits from the Plan? A. No. Payments to your surviving spouse will not be affected by remarriage. ​ Q. If I die, will my spouse or other beneficiary automatically be contacted about death benefits? A. If you are actively employed when you die, the Benefit Office will contact your spouse or beneficiary. Otherwise, your spouse or beneficiary will need to notify the Benefit Office of your death to get the process started. You should alert your spouse or beneficiary to that need. ​ Q. What is the Valuation Date? A. The value of your individual account is updated as of December 31st of each Plan Year. The value of your account includes:

Member Assistance Program Available Beginning October 1, 2023 What services will the new Member Assistance Program provide you? The MCASF Local 725 Health & Welfare Trust is pleased to introduce a new Members Assistance Program designed to help Local 725 members and their covered family members cope with the many personal and work challenges that we all encounter from time to time. For example, you may need confidential assistance managing stress or depression, learning new parenting skills, or finding a nursing home for a loved one. This new program, the Ulliance Life Advisor Member Assistance Program , provides many services including short-term counseling for mental health issues, coaching, crisis intervention, and community resources. Other examples of areas of assistance include: Counseling to help you manage stress, anxiety, and depression. Substance abuse counseling. Family issues counseling. Financial counseling. We think this program will be very helpful for you and your family members who are covered under the health plan. ​ Read the Introductory letter to this new program. READ HERE Program Information How is it funded? This new program is funded by the MCASF Local 725 Health & Welfare fringe benefit contribution paid by employers on behalf of eligible Local 725 members. The many services covered by the program will be provided to covered Local 725 members and their family members at no charge. Who should I contact with questions? As with all fringe benefits provided for under the terms of the MCASF Local 725 labor contract, this program will be administered by Benefit Services. If you have questions, please contact Benefit Services. When does the program go into effect? These new members assistance services became available on October 1, 2023. ​ How will Local 725 members and their covered family members be informed about the program? Making sure that all Local 725 members are aware of this new program & the services that it provides is a top priority. With that in mind, the following outreach events are planned: Throughout the month of September, Benefit Services will share information with you via US mail and E-Mail. Benefit Services is coordinating virtual presentations to take place during employers' monthly safety meetings. ​ How can you help support this effort? Benefit Services regularly sends out helpful information on all benefits administered by our office. You can help ensure that we are reaching your covered family members by signing up for our newsletters & important announcements. Spread the word: Please encourage your Local 725 brothers and sisters to watch their mail and emails. Watch Watch these introductory video on our new Member Assistance Program Watch Introductory Video Learn More Learn more on our new Member Assistance Program Member Assistance Program Summary How to Login into the MAP Portal Legal & Financial Assistance 15 Reasons To Use the Life Advisor EAP Anxiety, Stress, Sadness/Depression, Anger, Communication, Relationships, Substance Use/Addictions, Grief and Loss, Parenting/Family, Medical/Elder Care, Career/Performance Issues, Domestic Violence, Legal/Financial. The EAP is for concerns that impact your daily life, relationships, work-life balance, mental health, work and career, quality of life and overall wellness - right now. Call today and speak with a mental health professional before your concerns become a crisis. 1. When you've had an argument with your spouse/significant other and are struggling with communication. 2. When you're worried about something your teenager said or did. 3. When your good friend suddenly ghosts you and you have no idea why. 4. When you're stressed because there's not enough money for holiday season, summer vacation or bills. 5. When you've got a legal question, but you'd rather not ask your family member. 6. When you're feeling overwhelmed with Just. Too. Much, Stuff. To. Do. 7. You just got married and your kids and your new spouse's kids aren't getting along. 8. When you feel down or anxious, don't know why, and aren't sure how to deal with it. 9. When you're struggling at work making mistakes, calling in, or getting written up often. 10. When your grown kids are asking too much of you. 11. When your spouse has lost their job and you don't know where to turn. 12. When you're feeling really isolated, lost or lonely. 13. When you've decided to rein in your spending and create a family budget. 14. If you've thought about hurting yourself. 15. When you've had a death or loss in your family and would like to talk to someone. Ulliance provides no cost, confidential, short-term counseling for you & your family. Contact us at 800-448-8326 Monthly Promotions May is Mental Health Awareness Month. Mental Health Awareness Month has been recognized in the US since 1949. Learn more about how to connect with your Life Advisor EAP for assistance. Especially for discussions on men's mental health which has historically overlooked their unique challenges, including societal norms & biological factors. Read More Discounts For You! WORKING ADVANTAGE Find exclusive deals on hotels, flights, theme parks, and more for your next vacation. Enjoy unbeatable prices on popular destinations through our exclusive network of travel partners. Start planning your dream trip today! Discounts on other items, such as dining, shopping & more. Read More Log In